Why People Don’t Trust Real Estate Agents

Distrust-yo

There is a trust problem in real estate. It’s our mission to fix this phenomenon.

First, let me be clear – I’m not writing this to disparage real estate agents. After all, I am one myself, and I believe most are competent and well meaning. I am, however, here to shine a blazing spotlight on two misaligned and out-of-date business practices under which most traditional agents work and many earn tremendous incomes. Unfortunately, these business practices are so egregious that they largely contribute to massive mistrust of the entire industry.

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9 Houses You Should Buy in Philadelphia

A tour of some of Philadelphia’s best listings.

Today’s post is for all those out there needing some inspiration on your next home. It’s for my kindred spirits who sit around on Zillow checking out all the homes on the market. Not because you are looking to move, but just because you genuinely enjoy perusing the market, keeping up with real estate trends, and seeing what’s available in your neighborhood.
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5 Must-Knows Before Buying Your First Home

Time to Buy a House

Be prepared with these 5 tips on home buying

So you’re ready to buy your first house, eh? Congratulations! Homeownership is an exciting journey – one you’ll share with 64.9% of Americans. It can be a great investment for yourself and your community, but it’s important to consider a few things before you get started. Here are a handful of tips to prepare you for the home buying process.
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How Traditional Real Estate is Hurting Homeownership

The Costs of Homeownership

Why Homeownership is important and how Houwzer is making it more cost-effective

In a January 12, 2016 Inman News article, California Association of Realtors CEO, Joel Singer, expressed concern about the declining rates of homeownership in America. Mr. Singer’s concerns are well placed: Post World War II homeownership is the backbone of American Middle-Class wealth. In fact, homeownership created the middle class in America. The evidence for this proposition is irrefutable. What is refutable, however, are the reasons Singer gives for the declining homeownership rates. He estimates homeownership rates dropped a full 10% since 2006 to its lowest rate since the 1960’s.
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Should I Rent or Should I Own Now

Trying to decide whether to rent or own? Let’s look at the factors to consider.

Home ownership is part of the American Dream, and helping you find a better way to your dream home is why Mike and I started Houwzer in the first place. We want you to own a home and reap the financial benefits including:

  • Return on Investment. The median sales price of existing single-family homes rose 81% from 1993 through 2013, according to the NAR, and historically home rise in value anywhere from 4% to 6% per year. And you always have the option to earn rental income on the property if you move and decide to retain ownership.
  • Tax Advantages. As a homeowner, you can deduct mortgage interest payments and property taxes. The key is to file an itemized federal tax return. Any payment of the principal cannot be deducted. Only the interest part of the loan.
  • Stable Payments. If you choose a fixed mortgage rate, your principal and interest payments remain the same for the life of the loan. But remember, you must also now account for paying property tax and insurance.

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The Not So Incidental Costs of Buying a Home

Selling your house may cost more than you think.

We started Houwzer with the vision of sparking a real estate revolution by giving “you, the people,” more insight, information, and control to find a better way home. We derive no greater satisfaction than celebrating with our customers when they land their dream home. We also want to help buyers set clear budgetary expectations and guidelines so they don’t fall in love with a dream beyond their reach.

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