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The knowledge you need to make the right decision.

How Much to Put Down on a House: the Problems with 20%

How Much to Put Down on a House: the Problems with 20%

Posted on Jul 20, 2021

The old adage for buying a home has always been “put 20% down” - in other words, be ready to fork over 20% of your home’s selling price at the closing table as a down payment. More and more, though, potential homeowners are realizing that not only is 20% unnecessary - sometimes, it can even work a...
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What is an Escrow Account, and How Does it Work?

What is an Escrow Account, and How Does it Work?

Posted on Jul 16, 2021

If you’ve been working with a real estate agent to buy a home, you may have heard them talk about putting money "in escrow.” But what exactly is escrow - and what does it mean for your money? Here’s what you need to know. What is Escrow in Real Estate? Escrow refers to money that homebuyers put in...
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 7 Things You Should Know Before Buying a House in Washington, DC

7 Things You Should Know Before Buying a House in Washington, DC

Posted on Jul 15, 2021

Although DC may be best known for its awe-inspiring monuments and historical significance as the nation’s capital, it’s a vibrant city in its own right. Award-winning restaurants, trendy bars, and a top music scene have attracted plenty of businesses and residents alike. If you’re new to the area...
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Buying a Home: How to Interpret Realtor.com's Flood Scores

Buying a Home: How to Interpret Realtor.com's Flood Scores

Posted on Jul 08, 2021

While looking at homes for sale, you may have noticed that realtor.com has recently added a flood risk assessment to their property listings. Homes can score from 1/10 (lowest risk) to 10/10 (high risk) and two different measurements are given: an estimate of a home’s FEMA flood zone, as well as Flo...
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Homebuyers Should Never Skip the Final Walk Through: Here's Why

Homebuyers Should Never Skip the Final Walk Through: Here's Why

Posted on Jul 06, 2021

After the madness of closing on a home, the final walk through can feel redundant or unnecessary - and sometimes buyers are tempted to skip it completely. No matter how busy you are, however, the final walk through should remain a priority as part of your home buying process. Here’s what you need to...
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 Closing Costs in PA: What Home Buyers Need to Know

Closing Costs in PA: What Home Buyers Need to Know

Posted on Jun 14, 2021

It’s easy to get caught up in the home buying/home selling process and forget closing costs, but closing costs are the last thing you should forget when you’re trying to budget smartly. Closing costs not only impact how much cash you can put toward a down payment, but also how much cash you can offe...
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The Problems You'll Need to Note in a VA Seller's Disclosure

The Problems You'll Need to Note in a VA Seller's Disclosure

Posted on Jun 10, 2021

It’s time to sell your home in Virginia, and you realize you need to do something known as “disclosure.” So what is it? Disclosure laws dictate what a home seller must tell a home buyer about the defects/current state of their property when they go to sell.  Virginia’s disclosure requirements ...
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