About Ray

Ray is one of Houwzer's Loan Officer with over 19 years of experience. He has helped thousands of people achieve the dream of home ownership. Ray takes tremendous pride in in educating all clients and helping them understand the process of obtaining a mortgage and finding the right one to fit their needs. He enjoys helping people and believes there is nothing more satisfying then saying "Congratulations on your new home". When not at work, Ray enjoys spending time with family, traveling, and picking up his guitar to play some music. 

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