Get the best refinance rate possible.

Our top rated mortgage advisors will shop around to find you a better refinance rate than a big bank can offer you.

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What's your goal?

Save Money

Use a rate/term refinance to:

  • lower your interest rate
  • lower your monthly payments
  • pay off your mortgage faster
  • switch from an Adjustable Rate to a Fixed Rate mortgage
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Take Cash Out

Use a cash-out refinance to:

  • turn your home equity into cash
  • consolidate your debt
  • pay off high interest credit cards or auto loans
  • fund big expenses like home renovations, tuition, or emergencies
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How much could you save refinancing today?

Here’s an example for refinancing a 30 year fixed loan.

Old LoanNew Loan
Loan Amount$350,000$350,000
Interest Rate4.75%3.0%*
(3.19% APR)
Monthly Payment (Principle & Interest)$1,825$1,476

Monthly Savings: $349.00

Over 30 years, that’s a savings of


Why refinance with Houwzer?

Save more money.

We'll find you the best rate on the market, rather than limiting your options to one lender’s products.

Refinance faster.

We'll help you get pre-approved in 24 hours and wrap everything up in just 30 days — 2-3x faster than a big bank.

Get cash now.

When you need access to your equity, speed matters. We work quickly so you can start putting your money to use.

Rated 4.9 out of 5 stars from over 850 reviews.

Hear from our past customers about their experiences.

Dave B. | ★★★★★

Refinanced in PA

"I had a great experience working with Casey for a second time. You couldn’t believe how responsive he is to all of my requests and questions, he knows what he is doing, he is trying to save your money as much as he can. Casey has always explained things very well. He will go over it & over it if you are having trouble understanding any part of the loan process. He is always my 1st choice, if I need loan help. HIGHLY RECOMMENDED!"

Isaac T. | ★★★★★

Refinanced in PA

“I'd rate them 10 stars if possible. Casey is a total class act. Prompt responses to my emails, honest, straight forward with fees & rates, NO games, helpful, hard working, caring, thorough & more. He saved me money by telling me when to lock the rate & kept me updated through the whole process. He made it so easy, I didn't worry a bit. I could reach him ANY time. I've never dealt with such an honest, sincere, & good hearted mortgage broker like Casey. After calling quite a few of the brokers online, I didn't think there were honest & trustworthy mortgage brokers out there until I came across Casey.”

Minh. N | ★★★★★

Refinanced in PA

"Casey took care of my case personally. He knows the sensitivity of rate fluctuation and advised me of the timing and best case scenario to process the loan. After the refinance with him, I know I can always come back for any mortgage advise or contract. I feel that Casey cared more about my interests than just selling the loan."

Lock in your low rate today.

It could be worth a quick chat with a pressure-free, salaried mortgage advisor to see if refinancing makes sense for you.

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*Interest Rate Assumption for 30-Year Fixed Rate Mortgage: Interest Rate is based on $350,000 loan amount, on a primary single-family home, with a 74.99% loan to value ratio or lower, and a 740+ credit score. The payment on a $350,000 30-year Fixed-Rate loan at 3.0% is $1,476 with 0 points due at closing. The Annual Percentage Rate (APR) is 3.19%. Interest Rate updated 5/29/2020.  Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.      

Houwzer Mortgage is a mortgage broker. NMLS #1172936. All mortgage rates above apply to homes located in either DC, MD, NJ or PA. Licensed by the Pennsylvania Department of Banking and Securities, the New Jersey Department of Banking and Insurance, the Maryland Commissioner of Financial Regulation, the District of Columbia Department of Insurance, Securities, and Banking, and the Florida Office of Financial Regulation. Not available in all states.

Houwzer Mortgage is an Equal Housing Lender