Delaware Seller Disclosure: What the 2026 Form Asks and When It’s Due
If you’re selling a 1-4 family home in Delaware, you must complete the Delaware Real
October 28, 2026
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If you’re selling a 1-4 family home in Delaware, you must complete the Delaware Real
Delaware closing costs: the 4% realty transfer tax, who pays it, the first-time buyer credit, attorney settlement, and a worked example for buyers and sellers.
A 1% listing fee means Houwzer charges 1% of your home's sale price to list and sell it in Delaware, with full service included. That fee pays for a Delaware team led by a broker: pricing strategy, marketing, an MLS listing, negotiation and agent support through closing.
Buyer-agent compensation is separate from the 1% listing fee, and it is negotiable. After the 2024 NAR settlement practice changes, buyers sign a written agreement with their own agent that spells out how that agent is paid.
If you are comparing low commission real estate agents in Delaware, ask each one what the listing fee covers and how they handle buyer-agent compensation.
Hypothetical examples. Listing fee only.
| Sale price | 1% Houwzer listing fee | At a 2.5% listing fee | At a 3% listing fee | Difference vs 3% |
|---|---|---|---|---|
| $250,000 | $2,500 | $6,250 | $7,500 | $5,000 |
| $350,000 | $3,500 | $8,750 | $10,500 | $7,000 |
| $450,000 | $4,500 | $11,250 | $13,500 | $9,000 |
Each fee is the sale price × the rate, and the difference is (sale price × 3%) minus (sale price × 1%), which equals the sale price × 2%. The 2.5% and 3% rates are hypothetical comparison rates, and buyer-agent compensation, the Delaware realty transfer tax and other closing costs are separate from every figure in this table.
Your 1% listing fee is one cost of selling. Delaware sellers should also budget for the realty transfer tax and settlement costs. The tax has a state part and a local part, and the Delaware Division of Revenue explains how it is calculated. A Delaware-licensed attorney conducts settlement.
Use the points below to build a rough budget before you list your home, then confirm the numbers with your agent and your settlement attorney. Our Delaware closing costs guide covers more of the costs buyers and sellers see at settlement.
This is general information, not tax or legal advice. Your contract can change who pays any of these costs.
Your 1% listing fee includes:
Houwzer agents also represent buyers in Delaware. We give half the buyer's agent commission back to you at closing.* If the seller doesn't offer a buyer's agent commission, you pay 1%.
After the 2024 NAR settlement practice changes, buyers sign a written agreement with their agent that spells out compensation. Ask us to walk through it before you start your search, so you know what to expect at settlement.
*Some lenders cap rebates based on your down payment, so check with your lender. Some states prohibit buyer rebates.
Selling in a specific city? See our pages for low commission realtors in Wilmington, Dover and Newark for local information. To see how the fee works, read about our 1% listing fee.
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Houwzer charges a 1% listing fee for full service. As a hypothetical example, a $400,000 sale × 1% = a $4,000 listing fee. Buyer-agent compensation is separate and negotiable. Delaware's realty transfer tax and other closing costs are also separate.
In most of Delaware, the realty transfer tax is 4% of the property's value: 2.5% state plus 1.5% county or municipal. Where no local transfer tax applies, the state rate is 3%. The value used is the greater of the sale price or the highest assessed value, and buyer and seller typically split the tax equally.
No. Qualifying first-time buyers get a 0.5% reduction in the buyer's share of the realty transfer tax, capped at $2,000 on the first $400,000 of value. The buyer claims it at closing, and the seller's share stays the same.
Yes. The Delaware Supreme Court has held that a Delaware-licensed attorney must conduct the closing of a sale of Delaware real property (In re Mid-Atlantic Settlement Services (Del. 2000)). Your Houwzer agent supports you through closing. Ask the attorney's office about their fees early.
Buyer-agent compensation is separate from Houwzer's 1% listing fee, and it is negotiable. After the 2024 NAR settlement practice changes, buyers sign a written agreement with their agent that spells out compensation. Your Houwzer agent can talk through whether offering buyer-agent compensation makes sense for your sale.