Buying a Home
Philadelphia Transfer Tax: 2026 Rate, Who Pays, and How to Calculate It
The Philadelphia realty transfer tax is 4.578% (3.578% City plus 1% PA). How to calculate it, who pays, exemptions, and worked examples.
October 15, 2026
Straight answers on selling, buying, commissions, and home values — from the team behind the 1% listing fee.
The Philadelphia realty transfer tax is 4.578% (3.578% City plus 1% PA). How to calculate it, who pays, exemptions, and worked examples.
The NJ mansion tax is now a seller-paid Graduated Percent Fee of 1% to 3.5% on homes over $1 million. See 2026 rates, examples, and the $2 million price cliff.
Delaware closing costs: the 4% realty transfer tax, who pays it, the first-time buyer credit, attorney settlement, and a worked example for buyers and sellers.
Avoid unexpected closing costs with proactive planning, negotiation, and budgeting strategies to keep your home buying experience smooth.
First-time homebuyers are often shocked to hear that after all the saving they did for the down payment, what they really need money for is closing costs.
How much are closing costs in NJ? Buyers typically budget 2%–5% of the price. See the Realty Transfer Fee, the seller-paid mansion tax, and two $500,000 examples.
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